What Factors Determine My SSI Benefit Amount?

How much disability income you receive depends on a variety of factors, including the amount of countable income you receive and whether you are eligible for work incentives. At Dale Buchanan & Associates, our lawyers offer a free initial consultation to explain how benefit amounts are determined.

SSI Federal Benefit Rate

Social Security will determine the amount of your check based on the Federal Benefit Rate (FBR), an amount that is established each year by Congress. For 2014, those amounts are:

  • $721 for an individual
  • $1,082 for an individual and spouse
  • $361 for an essential person living with you

Each year, the amount is usually increased by a cost-of-living adjustment (COLA).

Eligible family members may receive a benefit that is up to 50 percent of your benefit. Your total family benefit is limited to from 150 percent to 180 percent of your benefit.

SSI Payment Reductions

Your monthly benefit is reduced by any countable income you receive. Countable income is income you receive during a calendar month that can be used to meet your needs. Some income is excluded such as the first $65 of earned income and the first $20 of unearned income.

Social Security may also provide work incentives, which means that certain income may not count against your disability payment. You may also be able to keep Medicaid coverage even if you are not receiving cash benefits.

For More Information

For more information about how SSI benefit amounts are determined, call 800-813-8783 or contact us by email.

We have offices in Chattanooga, Knoxville, Nashville, Jackson and Manchester, Tennessee. We also maintain an office in Florence, Alabama, and a satellite office in Rome, Georgia. Our attorneys serve clients throughout the United States.