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Returning to work an option for some SSDI and SSI recipients

If you live with a disability or know someone who does, then you might have heard that October is National Disability Employment Awareness Month. Most people who receive SSDI benefits or Supplementary Security Income are simply not able to work because of their disabling condition, but some benefit recipients are able to return to work after a time. In recent years, the Social Security Administration has implemented programs to help SSDI and SSI recipients begin working again and planning their financial future.

One such program is Ticket to Work. Participants in Ticket to Work must be between 18 and 64 years old. These participants are put in contact with job-training groups on the state level. While they receive help in job searches and training, SSDI recipients are able to retain their monthly disability benefits, as well as their Medicare or Medicaid coverage. Most participants in the program will also be able to keep their Medicare coverage after they complete a nine-month trial work period.

Recipients of SSI, which is awarded based on financial need and proof of disability, may participate in the Plan to Achieve Self-Support program, which allows for SSI recipients to begin saving without having to worry about losing their benefits. SSI recipients can start saving money to cover the cost of work-related expenses, including the cost of transportation, uniforms, tools, school expenses and other costs related to returning to work or starting work for the first time.

To learn all you can about disability benefit options, it is a good idea to speak with an SSDI an SSI attorney.

Source: The Florida Times-Union, "Work Wanted: Government provides ways to work for people receiving Social Security," Candace Moody, Oct. 7, 2014

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